How can I insure a car without a driver's license in the US?
Insurance companies charge different prices, especially if you don't have a driver's license. They base their prices on the risks or possibility that the company will end up losing money due to damage caused by the insured.
The purchase of auto insurance is required in most states across the country, so if a driver wants to legally drive and register their vehicle, they must insure their vehicle.
Driving without car insurance is a risk that can lead to costly lawsuits, arrest, and even deportation if you're an undocumented immigrant. But this shouldn't happen, as undocumented immigrants in the United States are eligible for coverage under an auto insurance policy.
However, many drivers without a Social Security Number (SSN) are misled into believing that it is impossible to get auto insurance without a driver's license.
Making people believe that they cannot have car insurance and that it is illegal for them to purchase car insurance according to the standards of the law is completely false and dangerous because it forces them to drive without insurance.
The law requires all car drivers to have auto insurance covering the minimum limits set by law, also known as coverage. responsibility. This coverage ensures that the at-fault driver's auto insurance can pay at least the minimum amount to cover property damage and medical expenses to third parties.
Auto insurance is purchased through insurance agencies that are private individuals, i.e. insurance companies that undertake to cover you regardless of your legal status, even if you do not have a license or if it is a driver's license from another country. Of course, the price of your auto insurance will be slightly higher if you claim from another country. But currently 12 US states and the District of Columbia offer driver's licenses to drivers without an SSN. You just need to pass a written test, a driving test and that's it: you can safely drive a car with car insurance and a driver's license.
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