What if the glass is broken?
Content
Broken glass is one of the most common complaints from motorists. Thus, almost 3 million broken glasses are reported by insurers every year. Glass break insurance is generally optional and may be accompanied by a deductible.
🚗 What is the warranty for broken glass?
Un broken glass it is a crack that appears when your windshield or any other glass surface of your vehicle is hit significantly. Thus, stone, hail, thermal shock, door slamming, or even chips can crack one of your windows.
La glass break guarantee This is a variant of a car insurance contract that allows the insured to receive insurance and compensation in the event of damage to the glass parts of the car. You can find this guarantee during .
Broken glass is not automatically part of your insurance contract. It is typically included in all risky or advanced third party plans, but you should check your contract to be sure. In other cases, this is an option that you can take in addition to your original insurance contract.
Sometimes broken glass may be covered by a different warranty if you are not able to do so. This is the case, for example, when the broken glass was caused by a third party: in this case, the protection against theft and burglary, also often optional, can come into effect.
Broken glass warranty may be accompanied by franchise... This means that some of the costs are not reimbursed by your insurer. Therefore, the responsibility for this remains with you. The presence of this deductible and its amount are indicated in your insurance contract.
Glass breaking: fine or not?
Good news: broken glass does not affect your bonus Malusexcept in the case of a third party claim. In this case, it may affect the calculation of your bonus malus. If you have multiple glass breaks in a short period of time, your insurer may also review your contract or insurance premium.
🔎 What is covered by the glass break warranty?
The broken glass warranty covers cracks that may appear on windshield, rear window и window side... He can also take care of the impact of your wing mirror et highlight... So check your insurance contract to see what it covers.
💡 How does the insurance work in the event of broken glass?
1- Auto insurance makes sure you get a broken glass warranty.
First of all, make sure your insurance is insured against glass breakage. To do this, all you have to do is familiarize yourself with the guarantees specified in your formula in your car contract.
Generally, the broken glass warranty is included in Third-party comfort formula, either intermediate insurance, or All Risk Formula... Thus, if you are insured in Required third-party products (third party), you will not be insured against this type of loss unless you have removed the extra glass break protection.
2- Auto insurance will connect you to a partner garage
Then you have two options:
- Contact a mechanic of your choice : In this case, first call your insurance company, where they will tell you what to do.
- Contact one of the partner garages your auto insurance.
It is advisable to give preference to a garage from a partner network in order to simplify procedures and take advantage of a number of advantages:
- No administration fees.
- No advance on expenses, except for the deductible refund stipulated in the contract.
- Faster support.
- Replacement car.
- The repairman can come to your work or home.
?? How do I report broken glass?
Broken glass is considered sinisterso you will need to report this to your insurance company as soon as possible. If glass breaking is associated with an act of vandalism, you have 2 Days inform your insurance, otherwise you have up to 5 days
To report broken glass to your insurance company, you can usually do it online from your client's office or by phone with a consultant.
Now you know everything about broken glass! In the event of a claim, do not postpone the broken glass declaration with the insurance company to receive compensation. And to repair damaged ice, do not hesitate to use our garage comparator!
