Money for a used car. Do you like in Inbank

The holidays are just around the corner, and it is obvious that the best way to spend them is traveling in your own car. Vacation expenses should not be an obstacle to buying a used car, as we can get the missing money from Inbank.

Can you imagine anything more pleasant than a vacation? You can! Go on a dream vacation in your dream car. Unfortunately, we often fear that if we can still afford a vacation, we should also give up buying a used car. Thanks to Inbank, we won't have to give up any of these pleasures.

Almost without leaving home

Thanks to the Internet, we can plan our dream vacation. On the net, we can find a hotel, campsite or other offer for a pleasant pastime. Today, almost everything related to planning free time and shopping is done on the Internet. We also looked for a car there many times. It's easier than before when you had to visit countless dealerships or showrooms. The problem arises when we want to go on a well-deserved vacation, and in doing so have found the car of our dreams, but we do not have enough money to afford both of these pleasures.

The solution is to take out a loan. However, for many, it is burdensome to visit a bank branch, collect the necessary documents, and then wait for a loan decision. Since the car we are looking for can be found on the Internet, why can't you find a bank on the Internet that does not carry out the entire operation related to granting us a loan also on the Internet? Can not? You can!

Fast in Inbank

In most banks, when applying for a car loan, we must first select a car, then buy it (present an invoice or sales contract), and then apply for a loan and wait for it to be granted. It definitely extends the road to our dream car, and we should also take the time to prepare for the holiday.

It would also be ideal if we could determine the amount we are interested in, get a loan, and then find a car within the specified amount, and if the price of the car is lower, then be able to allocate the rest of the funds, for example, for necessary fees. And it would be better if we could do all the transactions online. And this is exactly the fastest service offered by Inbank – https://www.inbankpolska.pl/kredyty/kredyt-samochodowy/

Simple rules

In Inbank, you only need to declare the amount you need, which you want to use within the next 30 days. We do not need to declare which car we want to spend money on. After all, it often happens that we have chosen one model, and in the meantime, another better opportunity has appeared in the cabin. Unfortunately more expensive. But in Inbank this is not a problem.

Inbank does not require collateral in the form of an entry in the vehicle registration certificate and the assignment of insurance rights (meaning that until the loan is fully repaid, the bank is a co-owner of the car), from the moment of purchase, the car is the exclusive property of the borrower. Inbank also does not need to present the documents of the vehicle being loaned: a photocopy of the registration certificate or vehicle card or a certificate stating that the vehicle has not been entered in the pledge register. The bank only requires us to confirm the amount of our income.

To make our vacation a success

There are certain risks associated with buying a used car and therefore some known and unknown costs. The fixed costs that we will have to bear are: the cost of re-registering the vehicle, the tax on civil legal transactions and the compulsory insurance of civil liability (PL). Preventative people will also buy an auto hull (AC) policy. If you add them all up, you get an amount from several hundred to even several thousand zlotys “at the entrance”. Our budget, especially during the holidays, will be seriously tested. But that is not all. Despite the seller's assurances that the car "does not require a financial contribution", it is always worth replacing the timing, checking the clutch, the condition of the tires and the brake system. Air conditioning, so necessary in summer, will also require control. All these procedures are additional costs for which most banks will not take money. But not in Inbank. Here, already at the planning stage of the purchase, you can think about a certain surplus, which will be directed to the costs associated with the operation of the car, its insurance or additional equipment (for example, installing HBO or an alarm or reversing sensors). We decide what we want to spend the money on.

For our budget, buying a car and enjoying your holiday doesn't have to mean putting too much stress on it. However, provided that in addition to choosing a suitable car model, we also choose a financial institution that will help us with this purchase. We expect clear and transparent rules from her, as well as from the seller, and the “airbag” in the form of a surplus that may remain after the transaction will allow you to enjoy a new purchase without any problems. Inbank offers just such clear and simple rules.