Friendly motorcycle accident reporting: mistakes to avoid

It is often difficult to remain calm after a motorcycle accident. However, this should be done in order to properly draw up a friendly report, the purpose of which should not be designated as being the main or even the only one responsible for the accident. 

What mistakes should be avoided during a friendly meeting? To support you better, here are ten mistakes to avoid in this article.

What is Global Incident Reporting?

An accident settlement agreement is a document that describes in detail the circumstances of the accident, as well as various material and bodily injuries. Optional, but still very important, it gives insurance companies a single version of the facts signed by different parties. 

This document is issued to each motorcyclist by his insurer, who uses it to decide on liability and possibly compensation. A friendly report is important after every incident, even if it only concerns harmless injuries or minor injuries. 

10 mistakes to avoid when filling out a friendly report

The insurer does not compensate for anything in the absence of a location. Therefore, its good filling is very important. What should i avoid while filling it out?

Fill out the report in a hurry

Completing the report requires your full attention. Therefore, you should take your time to mark the various fields, listing all the useful details: street name, presence or absence of traffic lights, exact location, intersection names, names of witnesses, number, building that can help. However, don't exaggerate, because some information can backfire.

Focus on your back

The front side of the friendly report is the page that insurance companies take into account. The latter are based on this signed part to process the file. To do this, carefully fill it out, indicating the details and providing useful information. 

First of all, avoid overwriting and erasing, and briefly describe the accident. The reverse side is actually used only to support the information provided on the reverse side. Also, don't send the reader back. Information there will not be taken into account. If there is not enough space, use margins.

Express your feelings

The observation field is reserved in the report for you to leave your comments. It is important to point out that it is not helpful or recommended to indicate in this field how you feel about a third person's excessive speed or intoxication. 

This information does not add anything to the file, as the expert evaluates the situation after the accident. Also, without proof, your feelings have no value and cannot be used. So save your impressions to avoid unnecessary stress while observing.

Do not check the box next to "injured".

Even if you only feel a little pain, it is recommended that you check the box for injured. If you do not report this, it will be difficult to obtain compensation for personal injury. In addition, harmless pain can worsen and lead to serious injury. Currently, it is impossible to defend your rights.

I want to mark all the crosses

It may happen that some boxes do not accurately reflect the circumstances of the accident. First of all, don't check them even if they seem close to your claims. The facts of the case may be misinterpreted. Instead, add this information to the Observations field.

Sign a contract without real consent

If the information you provided is incompatible with the information provided by third parties, do not sign the friendly report. Once signed, the report cannot be altered or challenged. 

This is true for most insurance companies. Even a witness cannot object to what has already been written. If you have missed certain details or left out certain fields, please include them on the back of your document.

Love drawings

Marked fields have priority over drawings for the insurer. The sketches simply confirm verified information and observations. However, you need to sketch carefully. 

Depict the accident accurately: the conditions in which the accident occurred, the position of the vehicles at the time of the accident, various obstacles, signage and collision points. The sketch should also indicate the drivers that had priority.

Let the witness slip away

Witness testimony can be helpful in court. To do this, you should not let him go without first receiving all the information regarding his personality. 

To do this, you do not need to be content with your first and last names and phone number, because this information may change. Certain data must be recorded in order to be considered in court. The witness plays an important role in the situation of liability and therefore your compensation.

Don't submit your report on time

The report must be sent to the insurer within five working days from the date of the accident. If the deadline is not met, the insurer can prove that the delay caused him damage. Consequently, he has the right to withdraw from the guarantee, for example, in the event of an increase in damage. Ask for a receipt to serve as evidence when filing the report.

No report about you

Always carry at least one blank and incomplete copy of the World Protocol on board your motorcycle. If possible, keep a few blank copies of this extremely important document because, as the saying goes, "you never know." An accident can happen at any time. Better to take precautions.

Therefore, you should be aware that making a motorcycle accident friendly is an important element in reporting the facts that led to the accident. Even if it is not an obligation, it is very important, especially in cases of deteriorating health or seeking compensation. 

To complete this document correctly, you need to remain calm and do it with the utmost care and precision. During this operation, certain errors should be avoided, in particular those mentioned in this article.