Inbank. 4 x YES to buy a car in installments

Buying a car in installments is usually associated with filling out a lot of documents, devoting precious time and, above all, with the uncertainty whether we can arrange everything quickly enough so as not to miss the opportunity? Inbank proves that obtaining a loan for a car in demand can be as simple and transparent as ever.

We managed to find the car of our dreams, but its price at the moment exceeds our capabilities. We have two options - either give up or look for a profitable loan, but ... Here our doubts and fears appear. First, there are documents and formalities that we must provide or complete. Secondly, additional costs, which are often found in the fine print of the contract. Thirdly, the time that we have to spend on all this. And fourthly, will we have enough money for everything?

Meanwhile, having taken a loan to buy a car in Inbank, you will not have such doubts. Inbank says 4xYES to buy a car in installments and gives strong arguments in favor of this https://www.inbankpolska.pl/kredyty/kredyt-samochodowy/  

YES – because it is simple and without formalities

Probably our biggest concern is the many formalities that are required when applying for a car loan. At the same time, it is enough to declare the amount of the required amount in Inbank, which we want to use within the next 30 days. Thanks to this, we can safely search for a profitable used car offer for us. And when we find a better or more profitable offer, we have the opportunity to immediately change the model of the car, without having to inform the bank about it. Inbank does not require collateral in the form of an entry in the vehicle's registration certificate and the assignment of insurance rights (meaning that until the loan is fully repaid, the bank is a co-owner of the car), from the moment of purchase, the car is the sole property of the borrower. Inbank also does not need to present the documents of the vehicle being loaned: a photocopy of the registration certificate or vehicle card or a certificate stating that the vehicle has not been entered in the pledge register. The bank only requires us to confirm the amount of our income, which we can provide electronically via the Internet.

YES – because there are no additional costs

At Inbank, we know from the very beginning how much everything will cost us. Clear and transparent. Therefore, we will not face an unpleasant surprise in the form of any additional costs. Thanks to this, we immediately know what the amount of our loan payment will be and at what time we must return it. It is very important. This will allow us to plan all expenses and determine the amount of budget that we want or can have at our disposal. Inbank builds its activities on these simple and understandable principles.

YES - because completely via the Internet

At Inbank, we can receive an amount up to PLN 50 online in a few minutes without additional guarantees and unnecessary formalities. And all this is completely electronic and without leaving home. We will carry out all operations in stages on the Internet. In ten minutes we receive a credit decision and practically on the same day we can sign a contract for the sale of a car with the seller.

YES - because it is flexible

But that is not all. If we haven't decided on the car yet (because we can always get the best offer or the best model), then in Inbank we can get a guarantee of receiving a certain amount before we find the car we want to buy. Inbank provides the opportunity to use the provided financing and guarantees the preservation of the provided offer within 7 days from the date of the loan decision. This gives us the ability to search for the car we want, not just the one currently on commission, with the confidence of getting the loan amount needed to finance the purchase. This is a very convenient solution. And when we find a dream car within that amount, we have a guarantee that we will get it from Inbank whenever we want.

At Inbank, we do not need to spend the entire amount solely on the purchase of a car. We can spend the difference without unnecessary hassle and unnecessary transfers on all fees associated with registration, insurance or car retrofitting. We can also use them for necessary maintenance and replacement of necessary consumables. We decide how and for what to use the remaining funds.