How to transfer ownership of a car in Missouri

The State of Missouri requires every vehicle to be titled in the name of the owner or proof of ownership. When changing ownership, the title must be transferred from the name of the previous owner to the name of the new owner. A transfer also occurs when a vehicle is donated, inherited or donated, and you will also need to complete the process if a name change occurs. If you are wondering how to transfer ownership of a car in Missouri, the following guide will help you.

If you buy a car in Missouri

Every time you buy a car, the title must be in your name. If you are going through a dealer they will do it for you, but if you are buying from a private seller it is up to you. Follow these steps:

• Make sure the seller has filled in the fields on the back of the header.
• Complete the Missouri title and license application. If you will be registering the car when you transfer ownership, be sure to check the box that says "new numbers". However, if you won't be registering it, check "title only".
• Be sure to get a release from the bond from the seller. This must be notarized.
• Insure the vehicle and provide proof of coverage.
• Check the vehicle (safety and/or emissions) and provide a copy of the certificate.
• If the vehicle is less than 10 years old, you will need an Odometer Disclosure Statement.
• Take all this information and money to cover the transfer of ownership and registration fees at the DMV office. The title transfer fee is $11. There is also a state tax of 4.225%. If you miss the 30-day window, you will pay another $25 (up to $200 as $25 is credited daily).

Common Mistakes

• Not getting a notarized bond release from the seller

If you are selling a car in Missouri

Sellers, like buyers, need to go through quite a few steps to make sure ownership is properly transferred to the new owner.

• Complete all fields on the back of the header.
• Issue a notarized release from retention to the buyer.
• Issue a safety/emission inspection certificate to the purchaser.
• Take off your old license plates.

Common Mistakes

• Lack of notarization of release from bail

Inherited and donated cars in Missouri

If you are gifting a car to someone, the process is the same as above. However, the "seller" will have to write "gift" on the back of the title, where they ask for the purchase price. In addition, there must be a written statement that the car is a gift and a notarized release from the lien must be provided. Sellers must report a change of ownership to the DOR by providing either a bill of sale or a notice of sale.

For those who inherit a vehicle, you will need to complete a Missouri title and license application and you will need the original title. You will also need original administrative letters or a small proof of ownership.

For more information on how to transfer ownership of a vehicle in Missouri, visit the State DOR website.