Motorcycle accident: what to do in case of a motorcycle accident?

Motorcycle accident: what to do in case of a motorcycle accident? Victim of a motorcycle accident? The priority is to make sure no one gets hurt. After you've called the emergency services and the police, if you're unharmed, don't forget to release traffic as well. Move the motorcycle and any other vehicle involved in the accident to the side.

With these things done, think now ... insurance, of course. In the event of a grievance, that is, the occurrence of a covered risk, you must take certain steps to be eligible for compensation. So here steps to take if you are involved in a motorcycle accident.

Motorcycle accident: start by observing

Whether it's a friendly report or a police report, crash report is an important part of your file... So don't wait to fill it out because it should be as detailed as possible. Do this while the events are still fresh in your head. Because then it will be difficult for you to sketch.

Basic information in the report

The accident report must contain the following elements:

• Accommodation of all vehicles affected by the accident
• Ground signs
• Signs at the scene of the accident
• Traffic lights state during an accident
• Track titles
• Impact points

An accident report usually needs to be signed, but never do this until you are sure the document is complete. Sign in the same way only if you agree with everything stated in it.

How to complete a motorcycle accident report correctly?

First of all, make sure you have a handy all necessary documents: driver's license, registration certificate and insurance certificate... Then make sure all information is correct for all parties. Here are some rules to follow:

• Always fill out a report at the scene., do not wait.
• Always check the box "Wounded, even light" even if at first glance the injury is not visible. Certain injuries can indeed take time to manifest.
• Always check the box " Given that " when taking stock of all incurred losses. Despite careful observation, some damage can indeed slip away from you and will not be noticed later.
• Always come on accurate description of the course of eventsto define your role from the outset. Mark the position of your motorcycle, indicate what maneuver you did.
• If you are not sure if you can accurately reproduce the sketch, check this box. "circumstance" ... It's safer with insurance companies.
• Finally, take the time to note the identities of all stakeholders and / or affected individuals. And don't forget to do the same for those who witnessed the accident.
• Do not forget to indicate the number of fields you filled out.

Step 2: Reporting a motorcycle accident to the insurance company

Of course, in order to receive compensation, you must inform your insurance company about the situation by applying for a motorcycle... Once you have a friendly report, all you have to do is make this statement on the back of the document and then mail it to your insurance company. Otherwise, you must write a handwritten fact sheet and send it to your insurer along with the police report.

When to File a Claim?

The claim must be filed as soon as possible. The sooner this is done, the sooner you will receive compensation. But, of course, it all depends on the losses incurred. In the event of a motorcycle accident, you have 5 days to inform your insurer. The declaration must be sent to the address of the latter by registered mail with acknowledgment of receipt.

When to start repairs?

In the event of a motorcycle accident, it is best to wait for the insurer's approval before starting repairs.... Ideally, your machine should be repaired by a professional whom he recommends to you. Or at least who is part of his network of repairmen. So you can be sure that he will not refuse you compensation. However, keep in mind that this is an option. You do not need to use the services of a licensed professional. In fact, you can choose the one you want, provided that you do not start repairs until your insurer gives you their consent.