What to look for when choosing auto insurance?
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OC and AC are an indispensable duo
Third party liability insurance is a must. Third party liability insurance provides financial protection in the event of an event (such as a collision) that is caused by you. With a third party liability insurance policy, you do not have to worry about the financial consequences of this event. The costs in this case will be covered by the insurance company in which you purchased or purchased the OSAGO policy.
In addition to third party liability insurance, it is also worth choosing AC (Autocasco) insurance. Voluntary insurance that will come to your aid in case of damage to your vehicle as a result of the actions of third parties or weather events, as well as in the event of so-called parking damage or theft. It is worth considering renewing liability insurance with AC when owning and using a car, as well as other motor vehicles, such as a motorcycle. Motorcyclists also have the option to expand the OC/AC with many additional options, eg. motorcycle accessories insurance. what kind. Find out more by checking Motorcycle insurance Compensa.
Driving health
Accident Insurance (NNW) is a very important addition to the package consisting of OC, Autocasco and Assistance. Accident insurance is financial support, i.e. in case of irreparable harm to health as a result of a traffic accident.
Such accident insurance covers the consequences of events that occur while driving a car or other vehicle on the road, as well as when parking, stopping, getting in and out of the car and leaving the vehicle in a workshop for repair.
Accidents include not only events that occur while driving a vehicle, but also stops, getting in and out, and even car repairs.
When is Help helpful?
Another insurance worth taking advantage of is Assistance. Will provide you with professional support of specialists in the event of an accident, breakdown or loss of the vehicle. Thanks to him, you will tow, repair the car or get a replacement car while your car is being repaired. It is also protection against sudden failures. Thanks Help on the one hand, you gain a sense of security, and on the other hand, considerable savings in case of unforeseen circumstances.
What else can auto insurance cover?
- insurance for tires, wheels and tubes that were damaged while driving;
- glass insurance - both windshield and rear and side windows (will cover the cost of their repair or replacement);
- insurance for sports equipment transported by car
- (both damaged as a result of a traffic accident, or stolen or destroyed by third parties);
- baggage insurance against destruction, damage or loss;
- legal protection, in which you can use telephone consultations without restrictions and receive assistance in drawing up legal opinions in writing;
- GAP insurance, thanks to which your car will not lose its value in case of damage or BLS insurance (Direct Claims Settlement);
- BLS (Direct Liquidation Claims) insurance, which reduces the claims handling process to a minimum.
All of the above options are available when choosing Auto Insurance Compensation.
