Independent assessment of damage after an accident
Recently, such a situation has become quite common that insurance companies significantly underestimate payments to their clients, and clients, in turn, rush to contact independent experts to confirm or refute the "verdict". If you look closely, you can see that the insurance company can increase its profits in two ways:
- Increase the flow of incoming money
- Reduce the payout amount
How should the peer review procedure itself proceed?
- First of all, you need to contact your insurance agent and find out where, how and when you can write a statement about the insured event in order to start the compensation process.
- Gather all the necessary documents for the insurance company and provide them in full. Usually, the website of insurance companies has a list of all the necessary documents.
- If your car is damaged not so much that it cannot drive, then you can independently drive up to the company with which you entered into a contract and a specialist will immediately inspect your car and fill out an initial inspection report. If the damage is serious and the car is in poor condition, the insurers will provide you with the phone number of experts who will assess the damage. Exactly from the moment the application was written, the car was inspected and the expert checked everything - expect 30 days for the payment to arrive.
- It is important that you yourself undergo a second independent examination in order to better understand whether your insurance company has paid you extra. You can find out more about independent expertise on the website https://cnev.ru/... Such recommendations are not without reason, but because insurance companies often underpay their clients the real amount, and hope that the client will be too lazy to figure it out and spend time figuring out the details.
- If the amount of the payment and the amount that the independent examination provided to you is very different, then of course, you can absolutely safely file a claim in court.
Our recommendation is that you are very careful about how much your insurance company pays you and in which case you really understand who you are dealing with. Today, quite often there are cases where the client remains deprived, although he fulfilled all obligations to the company on time.
