Cancel Motorcycle Insurance: Model Motorcycle Insurance Termination Letter

Termination of the motorcycle insurance contract by the client occurs mainly in three situations: the sale of a two-wheeled vehicle, its destruction after an accident, or the change of the insurer. Have you found cheaper motorcycle insurance? Will you have to terminate your two-wheeled bike's insurance after the sale? Whatever the reason, it is important to follow the exact procedure for canceling car, motorcycle or scooter insurance. Find information for know how to cancel your motorcycle or scooter insurance.

When can I cancel my motorcycle insurance contract free of charge?

Changing insurers can save you significant savings each year while maintaining equivalent coverage, provided you choose a new insurance company with two wheels. Insurance contracts bind the policyholder and the insurer for the period specified in the conditions of the latter. Therefore, the terms of termination depend on the current situation. There are various possible cases.

Cancel your motorcycle insurance on time

Motorcycle insurance is usually valid for 12 months. The annual date in this case corresponds to the date of the opening of the contract. Upon reaching this anniversary, your insurer should send you a new schedule. Indeed, your the contract is renewed every year automatically, by tacit agreement.

You have 20 days after sending notification of payment due date inform your insurance company about your desire to terminate the contract. To do this, your cancellation request must be sent by registered mail or by registered mail. On this website you will find a letter of termination of insurance for your motorcycle.

If you have not received notice of the due date, please note that the cancellation must be sent to your insurance company within 10 days of the anniversary date. In this case, the insurer is obliged to terminate the contract within 1 month after receiving your request.

In contrast, some insurance companies set a fixed anniversary date every year. For example, in Motor Racer Mutual Insurance, the due date is April 1 of each year. The current expiration notification includes the period from 01 to 04. In this case, you have the possibility of terminating your contract as soon as the notice of the deadline is sent in March.

You should know that canceling motorcycle or scooter insurance after one year from the date of the first subscription is the easiest case for bikers, because no fees or penalties apply.

How do I cancel my motorcycle insurance before it expires?

The problem is compounded in case of early termination. However, the government made this process much easier with the Hamon Act for contracts longer than 1 year. Therefore should distinguish between contracts for less than and more than one year.

Indeed, the Hamon Act allows holders of an insurance contract to terminate it early without incurring costs or penalties under certain conditions. Simply put, it is you can cancel your motorcycle insurance free of charge before the expiration date if the contract has more than 1 year of experience.

In other words, you have the opportunity to terminate the insurance contract without penalties and at any time after 1 year. The law provides for other conditions that are more difficult to apply: relocation, unemployment, etc.

In the opposite direction for any motorcycle contract for less than 1 year, you are obligated to comply with the obligations, otherwise the termination will result in significant costs.

How to close the insurance of a sold motorcycle?

Bikers are used to changing vehicles more often than motorists. For example, some bikers buy a new or used car early in the season and part with it in the fall. Then the question arises: find out if it is possible to terminate the insurance of a motorcycle sold for free and how to terminate this contract after the sale.

Changing motorcycle insurance is a great way to save money. With the same guarantees, you can reduce your annual fee by several hundred euros. To do this, you need to compare different motorcycle insurers in the market.

It's nice to know that when you sell or give away a car, it is the event gives you the right to terminate the contract free of charge from the date of sale.

If you paid for your insurance policy on an annual basis, you will be reimbursed in proportion to the remaining days already paid. Even if the payment will be made monthly. Thus, you can complete these formalities a few days after handing over the vehicle.

That close your insurance after the sale of your motorcycle or scooter, you have two solutions :

• Send your insurer a cancellation letter with a copy of the crossed out registration card and sale information (date and time).
• Use the special form in your personal account. To facilitate the process of terminating the contract in the event of a sale, many insurers offer to carry out the process directly on the Internet.

Motorcycle insurance termination letter template

Conclusion of an insurance contract requires sending an official document to your insurance company. To do this, you must send your insurance company a letter requesting termination of your contract, including the mandatory information: the respective vehicle, registration, contract number, confirmation or even the effective date.

More and more insurers are agreeing to receive and process termination requests through an online space dedicated to customers. However, this it is better to choose to send a letter of termination of the contract by mail by registered mail with notification of receipt. You can be sure that the insurance company took note of your decision.

To help you write a motorcycle or scooter insurance termination letter, here is a free sample letter. :

First and last name : 

mailing address : 

phone : 

E-mail : 

Insurance number : 

Insurance contract number : 

[address of your insurer]

[today's date]

Subject: Request to terminate my motorcycle insurance contract

Certified Letter A / R

expensive

Having entered into a motorcycle insurance contract with your insurance company, I would appreciate if you could terminate my contract and send me a newsletter by return mail.

[write proof here: car sale or transfer | annulment on the anniversary | termination prior to expiration in accordance with Hamon's law].

Below you will find links to the contract and motorcycle referred to in my termination request:

Insurance contract number:

Insured motorcycle model:

Motorcycle registration:

I want this termination to take effect upon receipt of this letter by your services.

Please accept, madam sir, my best wishes.

[name and surname]

Made in [town] le [today's date]

[signature]

You can download this sample letter for free :

template-free-letter-insurance-moto.docx

Here is a second sample letter to terminate your insurance contract with your insurer if his car is sold.