Subscription car - what is it and is it worth it?

Owning a car is not only associated with high acquisition costs. The costs associated with the daily operation of a car can be unpleasantly surprising, especially if, after several years of intensive use, malfunctions occur more often. That is why more and more people are interested in long-term rentals.

What is a signed car?

The use of the Internet or subscription television is a solution that is of great interest. It turns out that the option of using the vehicle you have chosen works on the same principle. So what is a subscription car?

This is nothing more than the possibility of using a particular car for a certain period of time in exchange for monthly payments in an agreed amount. Unlike leasing, there is no possibility to buy back the car at the end of the contract. After it expires, you can subscribe to a new car and enjoy driving a brand new car.

As is the case, for example, with subscription TV, here you choose a specific package based on your needs. Depending on the choice, the cost may include insurance, maintenance, etc. It is worth noting that the higher the package, the higher the cost of subscribing to the car.

To rent a car by subscription, you must:

• choose the car you are interested in - within a specific package
• sign the contract and pay the down payment.

After receiving the car, you are obliged to pay monthly subscription - in accordance with the terms of the contract. After its completion, you return the vehicle, and then you can rent another one - if you need it.

How much does a subscription car cost?

It is difficult to answer unequivocally about the monthly cost of using a car in a subscription, because it is determined by many factors. These include, among others:

• market value of the car
• selected package
• additional options.

However, it is worth noting that prices start at 50 euros per month. The more expensive the car and the richer the service package, the higher the monthly subscription amount.

The offers are very diverse, thanks to which everyone will find a solution that takes into account their needs and financial capabilities.

Subscription car and insurance

Every vehicle, no matter how it is used, must have valid third party liability insurance. In the case of subscription vehicles, there is usually an AC policy that protects the property of the car rental company.

Depending on the terms of the contract, the subscriber car user can use the offer presented by the car rental company or find the policy on their own. In the latter case, it is worth calculating the car insurance on rankomat.pl. The calculator available there allows you to find offers on attractive financial terms.

Signature car - is it worth it?

 Using a car in exchange for a monthly subscription has many benefits, so it's a good value option. Worth considering when:

• you are not attached to vehicles and do not want to own them
• you enjoy using certain vehicles that are covered by the manufacturer's warranty
• you want to make sure that the monthly costs associated with the operation of the car will be constant
• You don't want to overburden your home budget with high lease or loan payments.

A subscription car, however, won't be a viable solution for people who don't like limits. Here the main obstacle is the established limit of kilometers, the excess of which entails the collection of additional fees. Another downside is the need to buy air conditioning, which is usually limited to OC for drivers, can be an insurmountable expense.