The cost of operating a car - how much do consumables cost? What is the price of fuel? What is the cost of car maintenance?

Daily driving in a car is associated with certain costs. When you drive every day, don't forget to fill up. Contrary to what appears to be the biggest cost associated with fuel. Wondering what you spend money on when you own a car? Or maybe you are looking for an opportunity to save money? Of great importance in this case is the type of car, engine size and brand. Find out the cost of running a car.

Car operating costs - what is it?

The cost of operating a car depends on many factors. Leasing is a great way to get a new car for everyday use. If you run a business, you will include the costs of running the business as part of the cost of running the business. Thanks to this, you, as a taxpayer, will save on VAT. However, when you include a company car in your expenses, remember that you can still drive it privately. When refueling at a station, remember to always request an invoice for the company.

The main costs of operating a car include, in particular:

• refueling;
• regular washing and cleaning;
• replacement of oil and working fluids;
• replacement of wearing components, such as brake pads;
• expenses related to liability insurance and technical inspection;
• other unforeseen expenses.

If you use a company car for personal purposes, you must keep a mileage record. Do not forget to correctly calculate the fixed assets in the company. Other costs associated with the operation of the car are most often associated with regular gas stations, visits to car washes and periodic inspections. If necessary, you also have to consider the option of replacing consumables with new ones.

OC and AC car insurance – how much does it cost?

Car insurance largely depends on how you use it. The amount of the civil liability insurance policy is also affected by:

• engine power;
• driver/owner age;
• car age;
• number of seats;
• view outside.

The insurer, taking into account all of the above issues, determines the annual premium for fixed assets. Remember that you can break down your liability insurance premium into convenient payments. Currently, prices for third party liability insurance start from a few hundred to several thousand PLN if you decide to additionally insure your third party liability. If you have a rented company car, you don't have to worry about paying OC fees. This is usually the responsibility of the landlord.

Car maintenance costs - how to reduce them?

You can reduce the operating costs of a car in a simple way. You will reduce all costs associated with the use of the car by investing in a gas installation, for example. If you are currently filling up only with pure gasoline, consider installing LPG. Despite the rather high cost of setting it up, you will save almost half of what you currently spend on gas stations.

Reduce your car's operating costs with a relaxed driving experience. If you don't drive aggressively, the car's components wear out much more slowly. In addition, fuel consumption is reduced. Are you tired of the costs associated with using your personal or company car? Follow the tips above.

Car operating costs and company - summary

Remember that using a personal car for business purposes is also possible. As an entrepreneur, you will benefit a lot from the cost of using a car, for example, leased. The tax value in this case is small, and the tax-free expenses will allow you to save a lot. Operational leasing is a great option for owning a car. In this case, the taxpayer takes into account up to 75% of deductible expenses. When you buy fuel or repair your car, you will apply this rate.