Stolen car - what to do and where to go in case of car theft?

The worst dream of any motorist is car theft. So much effort and money has been invested in the car, you went on long trips around Europe and Russia on it. And one day it turns out that you can not find your car in the parking lot. Of course, this is a strong shock, but you should not lose your temper. In this article on our Vodi.su portal, we will consider the question that is relevant for any owner of a personal vehicle - what to do if a car is stolen.

Theft and theft - the causes of theft

Russian legislation introduces clear distinctions between theft and theft (embezzlement). So, in the Criminal Code of the Russian Federation, Art. 166 provides for liability for theft and the definition of the concept itself. Theft is the taking of movable property, but without the intention of appropriating it.

That is, theft can be considered:

• unauthorized trip by unauthorized persons in your car, usually such cars are later found with a stolen radio or in a damaged condition;
• opening the salon and theft of personal belongings;
• transfer to other persons who will then disassemble the car or resell it.

Theft is described in article 158, and the liability for this offense is much more severe. Theft is the acquisition of a vehicle for one's own permanent use or resale for profit.

It is worth noting that despite such formulations, the driver will not feel better if his car is stolen or stolen, because very often it is not possible to detect it. In addition, the terms of the CASCO agreement may indicate that compensation will be paid only in case of theft, and not theft.

Usually, thefts and thefts are committed for a variety of reasons:

• contract hijackings - someone has laid eyes on a cool car and pays experienced hijackers to keep everything clean and dust-free. In this case, neither a GPS alarm, nor a personal garage or parking lot will save your vehicle;
• guest performers - organized crime groups often travel around the regions of the Russian Federation and commit hijackings, interrupt license plates and these cars then pop up in other regions or countries;
• dismantling for spare parts;
• hijacking for the purpose of riding.

No one is protected from the theft of their car. Therefore, the only thing we can advise is a thorough approach to safety: a good alarm system, steering wheel or gearbox locks, CASCO insurance, leave the car only in paid guarded parking lots, in underground parking lots or in your own garage.

First actions

First of all, you need to make sure that the car was really stolen, and not taken to a car impound, or your wife, without warning you, left on her business. In any city there are traffic police lines on duty, where there is information about evacuated cars. For Moscow, this number is [phone]. Save it to your mobile phone.

However, you should not waste time, you need to act in hot pursuit:

• we call the police, your oral statement is recorded;
• indicate the data of the car and your own;
• a task force will arrive to carry out investigative measures;
• an interception plan will be assigned, that is, the vehicle data is entered into the database of stolen cars.

Even if the car was stolen with all the documents, there is no need to worry, because according to the data dictated by you and according to the information from the sale and purchase agreement, the police can easily establish that the car belongs to you.

While the police squad arrives at your call, do not waste time: look around, maybe someone saw how strangers stole a car. If the theft occurred in the city center, it is possible that it was recorded by installed security cameras or DVRs in other cars.

Go to the nearest police station and file a written complaint about the theft. It must be accepted in accordance with all the rules and you should be given a special form to indicate the distinctive features of the vehicle: brand, color, numbers, signs of difference (damage, dents, additional devices), approximate fuel remaining in the tank - perhaps the hijackers will stop by for a gas station.

A copy of the application and the act of theft are required to be submitted to the insurance company in order for you to be compensated. Compensation is paid only if after a certain period of time the car is not found. After payment of the required compensation, the car becomes the property of the UK and will pass to them after discovery.

Further actions

Under current law, the police are given 3 days to search, with an extension of up to 10 days. If the car is not found during this time, then your theft case will be reclassified as theft. In principle, CASCO owners should not worry, as they are guaranteed to receive the due payments.

If you have OSAGO, then you can only rely on yourself and the valiant police. According to statistics, only a small percentage of stolen cars are found, so you need to make your own efforts: go around various boxes where cars are repaired, talk to local “authorities”, call the police more often and ask how the search is progressing.

There is a chance that the car was stolen for ransom. You will receive a call with an unambiguous question: Have you lost something very expensive lately.

There are two options:

• agree to the terms of the scammers and pay the required amount (do not forget to bargain or say that it is more profitable for you to receive a CASCO payment - even if it is not there - than to pay them something - they will definitely reduce the price, since in fact they stole a car for this) ;
• report to the police and a plan will be drawn up to catch the criminals (although this plan can easily be thwarted).

As a rule, scammers demand to leave money in a bag in some abandoned house or in a vacant lot, and the car will be waiting for you the next day at the specified address.

In a word, it is very rare to find a stolen car, so you need to foresee this possibility in advance and take all the necessary precautions. This applies primarily to owners of expensive cars. Budget cars are stolen less often and mainly for cutting into parts.

What to do if the car is stolen?

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