Insure your motorcycle or scooter 125: which insurance to choose?

Thinking of buying a 125cc motorcycle or scooter? This vehicle is ideal for short trips because you get the benefits of this displacement: enough power for motorway driving, low fuel consumption, agility, or even a lower purchase price from € 3. But there is also the question of the insurance price of 2500. Indeed, the premium represents one of the highest annual costs for a light two-wheeler.

How to insure a 125 scooter or motorcycle? Which insurance to choose for a 125cc motorcycle? How to pay cheaper for 3 motorcycle insurance? Find all tips for choosing 125cc motorcycle or scooter insurance through this detailed guide.

License and training in driving a two-wheeled motorized engine with a volume of 125 cc. Cm.

Before insuring a two-wheeled motorized vehicle with a volume of 125 cm3, it is necessary to take an inventory permits and training required to drive this type of vehicle.

As for the engine displacement of 125 cm3, there are several ways to drive such a vehicle. :

• You have had a B license for at least 2 years: then you need to complete 7 hours of practical training in order to obtain a certificate allowing you to drive this vehicle on the road.
• You have an A1, A2 and A license, which entitles you to drive any 125cc scooter or motorcycle. Namely, the A3 license, also called license 1, allows you to drive a light two-wheeled vehicle (equal to or less than 125 cm125) from the age of 3.

Once you have precious sesame seeds, you can start looking for insurance. He difficult to do earlier because insurers need to know the date of obtaining permits, vehicle model 125, your history and other information to determine if you are insured or not. Thus, you will not have information to compare the offers of insurers.

Likewise, it is important not to provide false information when taking out insurance for 125cc motorcycles or scooters. Indeed, insurers will check for the required licenses or training. If you do not have them, they will either refuse to insure you or contact you.

Motorcycle or scooter 125: choose the right car for insurance

Vehicle 125 to choose from - motorcycle or scooter. It all depends on your preferences and your use, because at the purchase price level in new, it is necessary usually calculate from 2000 € to 5000 € for these two vehicles.... Same remark regarding the price of insurance, there won't be much difference between insurance for a scooter and a 125 motorcycle. Therefore, the choice is more up to you than your budget.

The 125 motorcycles are designed more for the enthusiast and future biker. Likewise, the 125 will allow you to learn how to drive this type of two-wheeled vehicle so that you can switch to a larger engine later. A good investment in this case, because it will make it easier for you to obtain, for example, an A or A2 license.

However, you should be aware that a motorcycle requires a lot of gear shifting skills. It is also less comfortable to drive than a scooter.

Un the scooter is very comfortable and consumes very little fuel, it is the perfect way for commuting between home and work or for exploring the city. Likewise, it is easier to equip the scooter with an overhead suitcase that allows you to carry items.

Regarding the negative moment of 125 scooters, it should be noted that two-wheeled motorcycle thefts are mainly concentrated on certain scooter models and to a lesser extent on motorcycles.

Which 125cc motorcycle insurance to choose?

Choosing insurance for a motorcycle 125 will mainly depend on your criteria... Therefore, you must ask yourself what you expect from such insurance. Typically, bikers have a choice between 3 goals:

• The lowest possible price resulting in third party insurance.
• The best guarantees and coverage that will turn into comprehensive insurance.
• A compromise between price and guarantees, resulting in intermediate insurance.

If you have had serious accidents before, some insurance companies may drop your case.

Also, if you or your partner owns another vehicle, you should inquire about the multi-contract offers offered by your insurer. By combining your insurance contracts, you will receive significant discounts on your premiums. This advantage is all the more interesting when you already have a car or motorcycle and want, for example, to buy a 125cc scooter. Cm.

Will we pay more for insurance of a 125cc motorcycle or scooter when young licenses?

Like motorists, the cost of insurance for young drivers is always higher... An insurer that takes more risks insuring you because you start out, the latter will therefore make you pay more on this contract.

However, if you are already insured for a vehicle, both passenger and two-wheeled vehicles (for example, 50cc. If you have a bonus, this will entail a discount for the amount of your insurance 125.

How much does it cost to insure 125 scooters or motorcycles?

The price of insurance depends on the profile of the driver, the vehicle to be insured, and the amount of guarantees and coverage required. Therefore this it is impossible to accurately name the cost of insurance for a scooter or motorcycle 125... Thus, each file is unique.

So what's the average cost to insure 125 motorcycles? Because most people interested in buying a light two-wheeler take this amount into account. Therefore, it is a decisive factor in the final choice.

A young driver who has not been involved in an accident typically needs € 450 to insure a 125cc two-wheeler. See up to the third, and about 3 euros for full insurance. From here average 700 €.

But as explained above, these numbers will not reflect your situation, because each case is unique. It is therefore necessary to compare several insurers to find the 125 best motorcycle insurance.