What is a fuel card? Who needs it and what does it give?

Individuals and legal entities are doing their best to optimize their costs for the purchase of fuel. Previously, organizations and individuals could buy fuel coupons that had a certain face value and allowed them to pay for refueling by bank transfer - the operator simply made a note of how much fuel was filled. Now coupons are also widely used for one-time refueling.

Fuel cards - this is a more profitable solution, since all information is stored electronically on a chip. This information can be easily retrieved and find out how much and when fuel was poured. Such cards are available for both legal entities and private clients.

How does a fuel card work?

Each gas station network has its own terms of service, but in general they differ only in certain aspects, for example, the ability to refuel with a card only on the days of the week specified in the contract. The point is very simple:

• an electronic wallet and a personal account are opened in the name of the buyer of the card, in which he will be able to control his expenses for refueling;
• during the next refueling, the cost of fuel is debited from the wallet;
• you can replenish your account by transferring funds to the settlement account of the oil company;
• the card has a certain limit, after which the card must be reissued.

It is clear that this is very beneficial primarily for large transport companies, delivery services and taxis. Drivers do not have to carry checks to report to the accounting department for every liter of gasoline. Yes, and the accountants themselves are much easier to work with, since all transactions with the card are recorded in the personal account.

Another important point is that the card can be tied to a specific car registration number and it simply won’t work to fill another car. In addition, the type of gasoline is also indicated - A-95 or A-98, which can be used to fill this particular car.

Individuals can also purchase fuel cards, since there are often different situations in life when payment terminals do not work, and there is no cash left on the wallet. With a fuel card, you can fill up at any time without worrying about running out of money.

What are the benefits of a fuel card?

1. The first and most important advantage is, of course, the speed of service and cost control.
2. Secondly, all funds from the card can be used up to zero, that is, you will fill in exactly as much gasoline as you paid for, not a gram more, not a gram less.
3. Thirdly, the more limit you have on the card, the more discount you get.

Many gas station operators set the prices for gasoline those that were at the time of replenishing the card or concluding an agreement.

The benefits include quality service:

• Availability of a call center;
• the ability to quickly block the card in case of loss or theft;
• PIN code - only you can use your card;
• cards are valid at all gas stations of this network.

How to use the fuel card?

A fuel card, like any other payment card, is used only where there are payment terminals. All information is stored on a chip, that is, Internet connection is not needed - that is why you can pay with chip cards in the most remote regions.

The operator will insert the card into the payment terminal with a reader, you will only have to enter the pin code, indicate the amount of fuel and sign the check. If the gas station is self-service, then you yourself need to find the terminal, enter the pin code, indicate the column number and displacement.

In no case should you forget the PIN code, if you enter it incorrectly three times, the card will be blocked. Also, if the card has not been used for more than six months, it is automatically blocked. The card may be blacklisted if all conditions of the agreement are not met.

As you can see, it is absolutely not difficult to deal with the operation of the fuel card, especially since it comes with an instruction that you must read.

Video about how fuel cards work

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