Friendly report: fill it out well

A settlement agreement is a document that allows you to explain the circumstances of a car accident. Signed by two participating drivers, it allows insurers to establish liability for motorists. The World Report is optional, but it is highly recommended to complete it after an accident.

🔍 How is the settlement agreement going?

Un find peacefully falls asleep at the scene of a car accident to describe in detail the circumstances : how the accident occurred, what was the damage, who the drivers were, etc. Thus, a friendly protocol allows the insurance companies of two motorists to communicate the same version of events, signed by the drivers.

Thus, insurance can include responsibility each and will reimburse the insured if he is not guilty. In order to establish the responsibility of each driver, receive adequate compensation and maintain your bonus, we advise you to systematically report road accidents, even minor ones.

Once completed on site, a report must be sent to each driver's insurer. As the name suggests, this observation is made amicably, that is, two drivers must complete it together and sign it. Never sign a report under duress and feel free to take pictures.

🛑 Joint Report: Mandatory or Optional?

Friendly report absolutely not necessarily... However, even if it is optional, we strongly recommend that you complete a friendly report after a car accident. Indeed, insurers use this document to establish driver liability and compensation.

Consequently, refusal to draw up a friendly report is on it violation... On the other hand, leaving the premises is a minor accident and is punishable by deprivation of the license points, a fine or even imprisonment. If the other driver refuses to complete the report, write down his registration number and complete the report yourself.

Save the contact details of the witnesses and indicate the refusal to sign the protocol on the form. If another driver escaped, report it to the police and indicate this in the protocol.

📍 Where can I find a friendly report?

There are two types of friendly reporting:

• Observation electronic ;
• Observation paper, currently more common.

You can do electronic check thanks to the app of the same name available in the Apple Store and Google Play. It has the same legal value as a paper report. You sign the contract with your finger on the phone screen, and it is transmitted to the insurer electronically.

After completing the digital report, you will receive a confirmation SMS message as well as a PDF of your friendly report by email. The app is free and you can download it right at the scene of the accident if you didn't have it before.

You can also write a traditional friendly report on paper. You can usually download a friendly PDF report on your website guarantee, then print it. Your insurer can easily provide you with a report on a simple request, but you can also find it easily on the Internet.

We advise you to always keep several copies of the reports in the glove compartment of your vehicle.

📝 How to conclude an amicable agreement?

The Friendly Report consists of a front and a back that detail the circumstances of the accident. The front part is divided into two parts, the part for car A and part for car B... If several cars were involved in an accident, you will need to fill out a protocol with each of the drivers who got into your car.

You must enter your name and contact details, as well as your car (make, number and country of registration) and your insurance company. Another driver must do the same. Then it is necessary to indicate the circumstances of the accident. You can check the box closest to your situation in the column Circumstances.

However, if nothing matches yours, it's best to leave nothing at all. In all cases, specify the circumstances of the accident in the section Observations... Sketch the accident and clearly identify any damage, including minor damage, to be sure you receive proper compensation.

Provide details: signs, lights, priorities, obstacles, and accident witnesses. Write in a ballpoint pen clearly and as clearly as possible, because an insurer who does not fully understand the circumstances of the accident will decide on overall liability.

In case of disagreement, do not hesitate to clarify this in the comments. Then each of the two conductors must sign contract and send a copy to your insurer.

⏱️ What is the deadline for a settlement agreement?

You have a period Working days 5 after a car accident, send an amicable message to the insurer. Send by registered mail with receipt confirmation. You can also send your report personallybut do not forget to request confirmation of the deposit.

Now you know how a friendly report works and how to fill it out correctly! Even if the other driver refuses, it is important to inform the scene of the accident in a friendly manner if your post-accident condition allows it. Without this, your insurer runs the risk of sharing responsibility, even if the accident occurred through no fault of your own.