Electric motorcycles and scooters: microloans to facilitate shopping
Content
One of the Citizens' Convention's main proposals, "clean vehicle" microcredit, has just been established by the government. Reserved for low-income families, it is intended for cars as well as motorcycles and electric scooters. Explanations!
Between the conversion bonus, the environmental bonus and the local subsidies in France, there are already many allowances for the purchase of an electric scooter or motorcycle. Deciding to move to a higher level, the government adds a layer with microcredit for clean vehicles, a device designed for the most humble families.
Who is the clean cars microloan intended for?
The new microloan is intended for very modest households.
« Their solvency is considered sufficient, but they do not have access to loans from traditional banking networks.s ”summarizes the government's report, which does not specify income criteria.
What cars are eligible for participation?
The eligibility criteria for microcredit are exactly the same as for the conversion bonus. Thus, we are talking about new or used cars. Thus, in addition to electric or hybrid vehicles, electric two- and three-wheeled vehicles purchased new or used are eligible for this new government assistance.
The amount of microcrediting guaranteed by the state up to 50% can reach up to 5 euros.... Large enough to open the purchase of most of the motorcycles and electric scooters on the market. Moreover, this new financial position could be added to the already existing aid.
Example: the Super Soco CP-X electric scooter sold for € 4 is eligible for a € 290 bonus. Available to everyone, this bonus can be complemented by a € 900 conversion bonus for the disposal of an old gasoline or diesel vehicle and subject to proof of a reference tax income of less than € 1. If you live in Paris, you can even benefit from local help in the amount of € 100. The remaining amount of EUR 13 can be covered by a microloan.
How to apply for a microloan for the purchase of a motorcycle or electric scooter?
To apply for a micro loan for the purchase of an electric scooter or motorcycle, you need to contact the social support service directly. He will be responsible for examining your file and submitting it to an approved bank.
Local missions, French Red Cross, Restos du cœur, Secours Catholique, Foundation for Action Against Exclusion ... there are many organizations in France that can support you in your project.
