What is the risk of total loss of popular car models? Based on autoDNA data from 2021.
The autoDNA team tested the risk of a complete loss on data from the entire year 2021, and also estimated the average value of such damage for popular models in the used car market. These models include: Volkswagen Golf, Audi A4, Volkswagen Passat, Opel Astra, Ford Focus, BMW 3 Series, Audi A6, Skoda Octavia, Ford Mondeo, Audi A3, Opel Insignia. Total loss, according to autoDNA, is quite common in popular imported models and popular used cars on the market. Their average cost can even exceed 55 thousand. PLN, which with a risk of 4,5 to 9% means a rather high risk of a complete loss of the vehicle's history available through autoDNA. This, in turn, may affect the valuation of the car, which is expressed in the real value of the car on the market [more on this issue: https://www.autodna.pl/blog/szkoda-calkowita-ryzyko-i -wartosc-w- popularnych-models/]
The data collected by autoDNA shows that the BMW 3 Series is the most likely to be hit by a car after a total loss. 2021 was as much as 9%. This means that almost every 10th BMW 3 Series tested by autoDNA has had a total vehicle loss. Its average cost for this popular model was almost 40 PLN 6. The Audi A4, A3 and A7,5 also have a fairly high overall loss probability of 8,4% to XNUMX%.
Moreover, due to the cost of spare parts and labor, the average cost of A6 exceeds PLN 55 30. zloty. Popular brands such as Ford, Volkswagen or Skoda do not exceed the cost of 35-6 thousand. when it comes to damage assessment. In the Audi AXNUMX, richer equipment, such as the need to replace the headlights with LEDs, can affect the level of damage assessment.
We will also explain what it means for a car to be completely lost. This is important information for a potential buyer, but does not necessarily prevent further resale. Much depends on the size and nature of the damage, as well as the standard to which the vehicle was repaired. According to insurance companies, for third party liability policies, this is damage, the cost of repair of which exceeds the value of the car before it occurred. In a situation where the vehicle is insured against damage, it is sufficient to establish a total loss if the value of the damage exceeds 70% of the value of the vehicle. With the current degree of car complexity and parts prices, it doesn't take a big collision for a car to claim a total loss. So total damage sounds dangerous, but it does not necessarily mean that the vehicle is an accident that cannot be repaired. For verification, the VIN number [https://www.autodna.pl/vin-numer] and the use of a database of billions of vehicle records (damage, technical inspections, mileage, archival photos, information about recalled odometers) in autoDNA are enough.
