Fine for driving without insurance 2016

As stated in the law on compulsory insurance, it is forbidden to drive a car without an OSAGO policy at all. For driving without a policy, liability is provided from a minimum fine to withdrawal of rights, this is indicated in the relevant articles of the Code:

1. There is an OSAGO policy and it is valid, but the driver, for one reason or another, does not have it with him and cannot present it to the traffic police inspector. In this case, a minimum fine of 500 rubles is provided. This punishment is provided for in Article 12.3, part two of the Code of Administrative Offenses.
2. Higher financial costs threaten if the driver does not reissue OSAGO on time. According to the Code of Administrative Offenses, the fine in this case will be 800 rubles. Traffic police officers also have the full right to remove registration numbers from the car. To return them back, you will have to continue the validity of the OSAGO insurance policy.
3. The same thing awaits the driver who does not have an insurance policy at all. According to article 12.37 part two - the absence of an insurance contract or its delay - the fine will also be 800 rubles, the inspector will have the right to remove the numbers from your car until the insurance is continued or received.

In the event that the OSAGO policy is concluded for a certain period, but the driver used his vehicle at another time that is not established by the policy, then he faces a minimum fine and a ban on operation with the removal of license plates.

The same article provides for punishment for a driver who is not included in the OSAGO policy, but is nevertheless allowed to drive a vehicle.

Thus, in order not to pay fines, you should always check the availability of an insurance policy among the documents for the car. Also, pass technical inspections on time and renew the insurance policy.

Some categories of people, such as summer residents, prefer to take out OSAGO insurance for a certain period. However, in this case, the cost of the policy is higher and it is not allowed to use the vehicle at other times. It is better to pay an extra few hundred or thousand rubles and calmly use the car than to fall under the articles of the Code of Administrative Offenses.

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