Stolen motorcycle: what to do if a motorcycle is stolen?

More than 100.000 two-wheeled vehicles are hijacked in France every year. This number includes scooters, motorcycles and mopeds. Fact sign up for insurance for his bike is then necessary. However, in order to benefit from the Theft Guarantee, you must comply with certain conditions. Find out what to do if your motorcycle is stolen. So how do you react if your motorcycle is stolen? What to do to receive insurance compensation? What to do? The complete guide 

Stolen Motorcycle: Report Theft

A statement of theft is necessary, even mandatory in case of motorcycle theft. You must complete this step whether or not you have canceled your theft insurance. The first thing to do is to notice the damage associated with the offense. Don't miss a single detail! If the lock was broken, take a snapshot of the incident. Do the same if you notice car debris on the ground. All of this evidence will justify stealing your insurance. The interest is to remove any doubts about the possible attempted fraud insurance if your motorcycle is not found.

Statement to the police station

Once the evidence has been collected, you must file complaint to the gendarmerie or at a police station for a maximum of 48 hours. Otherwise, you are responsible for damage or incidents caused by a thief with your motorcycle. After completing the declaration, you will receive a theft complaint receipt, which must be returned to the insurer.

Statement to the insurer

First of all, remember to notify your insurance provider as soon as possible if your motorcycle is stolen. For this, all you need is registered letter with acknowledgment of receiptin which you talk about your situation. Attach the theft receipt you received from the police station to this document. Please note that an email sent too late is a non-refund reason. Sometimes the insurer will ask you to provide proof that your motorcycle was actually stolen. To prepare for this, be sure to save all supporting documents, such as the invoice for the purchase of the anti-theft device.

Stolen motorcycle: what if you have an anti-theft warranty?

When buying a bike, you had the opportunity to subscribe to anti-theft guarantee... If you only choose third party insurance, you will not receive compensation from your insurer. Only those who have issued an anti-theft guarantee are refunded.

There are two scenarios that can arise to obtain this refund:

• Found a motorcycle. The insurance company then undertakes all repair work within the contractual limit.
• The motorcycle was not found. After one month, the insurance company will indemnify The value of Argus.

What you need to know about the theft guarantee

When signing up for the Theft Guarantee, you must comply with certain provisions. Indeed, they will determine whether you can claim compensation in the event of theft or not. As for the theft guarantee, we can mention the presence of standard anti-theft devices, for example, in case of vandalism. Of course, the information provided to the insurer must also be perfectly accurate.

What to declare when subscribing

When signing the contract, be sure to write down:

• Specifications for your motorcycle.
• The place where it is parked.
• It already has anti-theft protection, such as a certified anti-theft system.

Stolen motorcycle: what to mention when stolen

In order for your insurer to reimburse you for costs, you must indicate that you have complied with all the protections that it has imposed. We are talking, in particular, about the installation of an anti-theft device in U CE, NF or SRA approved depending on installation, steering lock or disc lock.

Conditions to follow after theft

After detecting theft, you must fulfill several conditions. So you must respect 24 to 48 hours after flightto file a complaint with the police station and your insurance company.